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Trucking Coverage

When it comes to long- and short-haul truckers, the insurance needs can be very different from regular automobile coverage. This is where trucking coverage comes in.

How is Trucking Coverage Different?

Large commercial trucks are more expensive and have different needs than regular automobiles. There are different safety concerns, including the cargo that is being hauled and the trailer in which the cargo is being contained. The type of cargo being delivered is its own special concern.

What Coverages Do You Need?

The coverage you need depends on your business. There are many factors to consider when covering a trucking operation with the right insurance:

Auto liability
Physical damage
Cargo coverage
Trailer interchange
Cargo loading and unloading
Towing coverage

In addition, deductibles may also be a concern. Whether a policy has separate deductibles for each coverage or combined deductibles for some coverage could save your operation hundreds or even thousands of dollars in the event of a claim.

There are many additional endorsements that can be added to your policy to increase coverage, including lease gap coverage, pollutant/debris cleanup and more. Talk to your Hayes Broker to find the right truckers coverage for your business.

Want to learn more? Call today: (800) 869-8643