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Professional Liability E&O

How does it protect me?

Professional Liability or Errors & Omissions insurance protects your company from claims if your client holds you responsible for errors, or the failure of your work to perform as promised in your contract.

Coverage includes legal defense costs, (no matter how baseless the allegations) including court costs, up to the coverage limits on your policy and the resulting judgment against you, if you are found to be in at fault in the lawsuit.

Errors & Omissions insurance coverage extends to both W2 employees and 1099 subcontractors, and can be worldwide in scope.

Why do I need Professional Liability Insurance?

Don’t be fooled. Professional liability – Errors & Omissions insurance – is not provided by a General Liability insurance policy. In fact, it is usually excluded from the policy. General liability insurance does not provide coverage for errors, contract performance disputes, or any professional liability issues. companies who have a general liability insurance without professional liability insurance, are taking a big risk. It’s like a doctor practicing medicine without malpractice insurance.

Mistakes happen, Every company messes up at some point. Errors and Omissions coverage insures not only your mistakes, but also the mistakes of your employees and independent contractors. Most importantly: Errors and Omissions insurance might save you from extreme embarrassment, a lost client, or worst of all, a bad reputation.


Want to learn more? Call today: (800) 869-8643