Commercial Auto insurance can provide coverage for your fleet of vehicles and drivers (for you and qualified employees) against injury, loss or damage to vehicles or cargo, plus damage to other property. Commercial Auto insurance policies generally offer convenient, unified billing, and a range of optional coverage's to meet your company's needs and vehicle characteristics. And, most importantly, your personal auto policy will not cover your vehicle(s) while in the course of business and it does not cover your employees.
Who Needs Commercial Auto Insurance?
If you are the owner of a small-or-medium sized business, Commercial Auto insurance offers:
Coverage on your company's vehicles, whether just one, or an entire fleet
Protection for your business against potentially devastating liability costs resulting from an accident involving your vehicles
Quality coverage providing protection tailored to your needs
How Does It Work?
Commercial Auto Insurance is generally offered in conjunction with premium coverage's such as general liability or commercial packages. Policies often include multiple-vehicle and claim-free premium discounts, plus direct billing and other payment options. Depending on your business, available coverage's generally include:
Bodily Injury
Property Damage
Uninsured and Underinsured Motorists
Medical Payments
Comprehensive
Collision
Motor Truck Cargo
Why Should I Find Out More?
Commercial Auto Insurance helps protect your business from the risk of loss and liability you face from using company vehicles. It can transfer that risk from your shoulders to those of the insurance company.
Commercial Auto Insurance at Work:
Larry owns an independent tire dealership. His three pickup and delivery trucks are often driven in congested city traffic. With his Commercial Auto insurance policy, he knows he's covered, whether one of his drivers gets in an accident, a vehicle is vandalized, or a loose tie-down sends a shipment of tires all over the expressway. For Larry, the best benefit of his policy is peace of mind, so he can devote his time to business.
Hayes Insurance Agency 3550 San Pablo Dam Rd. Ste. C El Sobrante, CA 94803 Toll Free Ph: (800) 869.8643 Local Ph: (510) 222.8643 Fax: (510) 222.6162 License #0658980